Sick of high mortgage payments?

San Diego Realtor Karlee Vandyke shows you how to slash your interest rate and save thousands with assumed home loans. Even if you're buying a home with an existing loan, this strategy could save you a fortune.

Watch now and learn how to take advantage of this money-saving opportunity!

One of the ways to mitigate today's high interest rates is to look into the possibility of a home that has an assumable loan. So what that means is the home that the homeowner currently owns that might be looking to sell it, has a loan that you could walk into and assume at a lower interest rate, especially if they purchased in 2021. In fact, that is the best year to go back and target 'cause we know interest rates were super favorable. Now we know FHA and VA Loans are always assumable. There are conventional guidelines and loans that might not be, but it's always worth looking into. What you'll need to know and the most important thing here, is depending upon the purchase price today and what is owed on the loan, you'll need the cash to make up the difference. So if that's something that might work for you, your monthly mortgage payment would be substantially less. There's a little bit of time involved, but it's absolutely worth exploring. If you'd like to find out what homes qualify for an assumable loan, my name is Karlee Van Dyke. Gimme a text or call at the number below and I'd happy to unpack that for you.

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