The VA Loan is a powerful tool for veterans and military families. In this video, San Diego Realtor Emma Dearing will explain everything you need to know about the VA Loan program, from what it is to how to get approved. If you're looking for a home and want to use your VA benefits, this video is for you!

We often associate purchasing a home with adding to our debts and monthly payments. But did you know that with a VA loan you could not only get your closing costs paid for, but get your car payment paid off or your credit card debts paid off as well? Additionally, having these debts paid off in escrow can make you qualify for a higher loan amount, which means you can shop for a higher home price.

This is one of the many amazing benefits that you can only get when using a VA loan. So let's talk about how this applies in our currently shifting market. As I'm sure many of you heard recently in the competitive market, it was extremely difficult to get offers accepted that weren't all cash and very low contingencies, but luckily we've started to move away from this.

As the market shifts, my buyers are gaining the power to submit offers that are based on their needs as well. So if you're looking to qualify for a higher loan amount and take care of some existing debt, reach out to me and I'm happy to explain how I can make this happen for you.