The VA Loan program holds significant benefits for veterans and military families. In this video, San Diego Realtor, Melinda Lee will outline three crucial insights about the VA Loan program.

If you're in the process of searching for a home and intend to utilize your VA benefits, this video is a must-watch

Here are three things you probably didn't know about the VA loan. This is for my active duty members and veterans looking to use your VA home loan. Hi, I'm Melinda Lee, San Diego realtor, and proud veteran spouse. Number one, your BAH and disability count as qualifying income.

This will help you qualify for more which will give you more buying power, especially those who are looking to house hack. This opens up your options to buying a multi-family home and living on one side of the house and renting the other so that half your mortgage gets paid off. Number two, only with VA loans you can use seller's credit to pay off personal loans such as credit card debt and auto loans.

Your average seller's credit is 2%, but with a VA loan it can exceed up to 4%. Lastly, number three, your VA loans never expire and you can use it multiple times. So if you're curious to find out how your VA loan can work for you, reach out down below.